By the Xuvilo Editorial Team · Last reviewed:
مولد الفواتير المجاني لـ العراق — أنشئ فواتيرك الاحترافية بـ IQD بالعربية أو بالإنجليزية، مع تصدير PDF فوري وبدون تسجيل.
Xuvilo's free invoice generator for Iraq is a browser-based tool that lets freelancers, traders, contractors and small businesses create a professional invoice in under sixty seconds. The Iraq invoice generator pre-loads the correct currency (IQD) and the local tax rate (No VAT), supports both Arabic & English with proper layout, runs entirely in your browser so your customer information stays on your device, and exports a clean A4 PDF you can email or print. There is nothing to install, no account is required for the core flow, and during our launch phase every tool is free.
Create your free Iraq invoice now →
Iraq remains one of the most cash-based major economies in the region: many B2B deals are still settled in banknotes, and the US dollar circulates alongside the dinar, though Central Bank of Iraq restrictions have pushed more domestic settlement into IQD at the official 1,320 rate. Electronic payments are growing fast from a low base through Qi Card (the national payment card used for salaries), ZainCash and AsiaHawala mobile wallets, and FastPay in the Kurdistan Region, while POS adoption has been actively pushed by the CBI. Invoices are issued in Arabic (Kurdish appears in the Kurdistan Region, English in oil and gas), and advance payment or cash-on-delivery is common because trade credit and collections enforcement are weak. Oil-sector and government contracts run on their own registration and payment bureaucracies with long settlement cycles.
Step 1. Open the Iraq invoice generator. Currency and tax are pre-loaded for you. Fill in your business details and logo; signed in, the company profile you save under Settings fills them in for you.
Step 2. Add your customer and your line items. Quantity, unit price and tax update the totals automatically. Switch language between Arabic & English as needed; Xuvilo flips the layout to RTL or LTR for you.
Step 3. Click "Download PDF". Your Iraq invoice is generated as a print-ready A4 file in IQD, ready to email to the client or attach to your accounting system.
Iraq has no VAT, so Xuvilo defaults the tax rate to zero on the Iraq invoice. If a sale is subject to another tax (for example a sales tax, or a regional or municipal levy), you can set the tax rate per line at any time.
The tax authority responsible for Iraq is GCT (General Commission for Taxes). Iraq has no VAT; instead a sales tax applies to specific services such as hotels, upscale restaurants, and mobile/internet cards, with corporate income tax at 15% for most sectors — verify current levies with the GCT.
Iraq has no VAT and no e-invoicing mandate; invoices are conventional commercial documents with no electronic clearance or government reporting platform. A sales tax applies to specific categories — notably hotels and first-class restaurants, mobile recharge cards and internet services — collected at the point of sale rather than through a general invoice-tax system. Tax administration is paper-heavy and handled through the GCT under the Ministry of Finance, so verify any sector-specific levies with the GCT before invoicing regulated services.
Xuvilo isn't only an invoice generator. The same business profile powers a free quotation generator for sending price quotes before a deal is signed, a free receipt generator for confirming payments after they're made, and a 859 template library for industry-specific designs. Most Iraq businesses go through quote → invoice → receipt for every project, and Xuvilo covers all three.
No, Iraq has no VAT or general sales tax on invoices. Targeted sales taxes apply to specific categories like hotel stays, first-class restaurant bills, and mobile recharge and internet cards, and corporate income tax is generally 15% (35% for oil and gas contractors). Confirm sector-specific rules with the General Commission for Taxes.
No. There is no e-invoicing system or mandate in Iraq, and tax administration remains largely paper-based through the GCT. Standard Arabic-language invoices with your company registration details are the accepted norm, and no government platform needs to receive them.
Both circulate, but Central Bank of Iraq measures have pushed domestic transactions toward dinars at the official rate of about IQD 1,320 per dollar, and paying domestically in USD has been restricted. Cross-border and oil-sector contracts are still commonly denominated in USD — state the currency and applicable exchange rate explicitly in your contract.
Cash remains dominant, so advance payments and cash-on-delivery are standard risk management. Electronic options are expanding through Qi Card, ZainCash and AsiaHawala wallets, and FastPay in Kurdistan, and the CBI has been driving POS and digital payment adoption, but large corporate and government settlements still run through slow bank transfer processes.
Yes. During our launch phase every core tool is free, with no sign-up and no payment details: create as many invoices, quotations and receipts as you need and download them as PDFs. Paid plans are coming soon, and the Pricing page shows what the Free plan will include once they launch.
Yes, all documents export instantly as professional A4 PDFs ready to print or share by email.
Yes. Switch Xuvilo between Arabic (right to left) and English (left to right) at any time; each document prints in one language: Arabic when you are using Xuvilo in Arabic or have chosen an Arabic template, English otherwise; and every field accepts text in either language.
Looking for a different country? See all 57 country invoice generators, or jump straight to the popular ones: Saudi Arabia, UAE, Egypt, Libya, Jordan, Kuwait.
