By the Xuvilo Editorial Team · Last reviewed:
Xuvilo's free invoice generator for India is a browser-based tool that lets freelancers, traders, contractors and small businesses create a professional invoice in under sixty seconds. The India invoice generator pre-loads the correct currency (INR) and the local tax rate (18% GST), supports both English with proper layout, runs entirely in your browser so your customer information stays on your device, and exports a clean A4 PDF you can email or print. There is nothing to install, no account is required for the core flow, and you can issue unlimited invoices for free.
Create your free India invoice now →
Indian invoices split GST into CGST and SGST for intra-state sales or a single IGST line for inter-state sales, and must show the 15-character GSTIN of both parties plus HSN or SAC codes for each line item. Payments arrive via UPI (often just a QR code printed on the invoice), NEFT, RTGS for large amounts, or IMPS, and cheques remain in use for formal corporate settlements. Terms of 30 days are typical, but the MSME Development Act requires buyers to pay registered micro and small enterprises within 45 days or owe compound interest. Invoices are issued in English and INR, with amounts customarily grouped in lakhs and crores.
Step 1. Open the India invoice generator. Currency and tax are pre-loaded for you. Fill in your business details and logo the first time — they are remembered for next time.
Step 2. Add your customer and your line items. Quantity, unit price and tax update the totals automatically. Switch language between English as needed; Xuvilo flips the layout to RTL or LTR for you.
Step 3. Click "Download PDF". Your India invoice is generated as a print-ready A4 file in INR, ready to email to the client or attach to your accounting system.
India applies 18% GST on most invoiced goods and services, so Xuvilo defaults the tax rate to 18% GST on the India invoice. You can override the rate per line, exclude exempt items, or add multiple tax components if your business requires it.
The tax authority responsible for India is Central Board of Indirect Taxes and Customs (CBIC) / GST Network, under the GST Council. GST registration is generally mandatory above INR 40 lakh annual turnover for goods and INR 20 lakh for services (INR 10 lakh in special-category states) — verify with the CBIC as limits vary by state.
India mandates GST e-invoicing for B2B transactions: businesses with aggregate annual turnover of INR 5 crore or more must register invoices on a government Invoice Registration Portal (IRP), which returns a unique Invoice Reference Number (IRN) and signed QR code that must appear on the invoice. The threshold has been lowered repeatedly (from 500 crore down to 5 crore by August 2023), so smaller firms should verify the current limit with the CBIC. Invoices without a valid IRN are not legally valid for in-scope businesses.
Xuvilo isn't only an invoice generator. The same business profile powers a free quotation generator for sending price quotes before a deal is signed, a free receipt generator for confirming payments after they're made, and a 859 template library for industry-specific designs. Most India businesses go through quote → invoice → receipt for every project, and Xuvilo covers all three.
How is GST shown on an Indian invoice? For sales within a state, the tax splits equally into CGST and SGST lines; for inter-state sales, a single IGST line applies. The standard rate for most services is 18%, and the invoice must carry both parties' GSTINs and HSN/SAC codes for every item.
Do I need to generate an e-invoice through an IRP? Yes, if your aggregate turnover is INR 5 crore or above: each B2B invoice must be reported to an Invoice Registration Portal, which issues an IRN and QR code that must be printed on the invoice. Businesses below the threshold issue normal GST invoices, but should monitor CBIC notifications since the limit has fallen steadily.
How do Indian freelancers invoice foreign clients? Export of services is zero-rated under GST when payment is received in convertible foreign exchange, so you can invoice in USD or EUR without charging GST, typically under a Letter of Undertaking (LUT). Keep the FIRC or bank advice as proof of foreign remittance, and note your purpose code for RBI reporting.
What payment methods should I offer on invoices in India? UPI is the fastest-growing option — many invoices now carry a UPI QR code for instant payment — while NEFT and RTGS remain standard for corporate transfers. For MSME-registered suppliers, remind clients that the law requires payment within 45 days, after which compound interest at three times the RBI bank rate accrues.
Is the India invoice generator really free? Yes — issue unlimited invoices in INR without an account or a payment method. Premium plans (coming soon) will add cloud storage and advanced branding, but you never need them just to issue clean invoices.
Can I change the currency? Yes — INR is the default for India, but you can switch to any of 176+ currencies on a per-invoice basis (for example USD or EUR for foreign clients).
Looking for a different country? See all 57 country invoice generators, or jump straight to the popular ones: Saudi Arabia, UAE, Egypt, Libya, Jordan, Kuwait.
